I have lost my job or my income has been reduced due to COVID-19, what do I do?

Whilst everyone will be in different situations we understand a few will be experiencing genuine financial hardship with a dramatic reduction in income as a result of COVID-19 and we ask that if you come into that category you contact us directly.

We will be ready to take your call and we will work together to seek a solution for those in need. If however you have already made us aware of your change in circumstances there is no need to contact us again in this regard.

For those that are employed but are experiencing reduced income or threat of lay off you should speak to your employer about the ongoing changes to the Coronavirus Job Retention Scheme. More details can be found on the Government website.

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Simple affordability calculator

Annual household income before tax*

Annual household benefits

Are there any CCJs held by anyone who would be living at the property?

yes

CCJ 1

Satisfied

Unsatisfied

Add another CCJ

Do you have a guarantor?

yes

Guarantor annual salary

Based on your total household income you may be able to afford a maximum rent of [(household income+benefits) x 0.3/12] per calendar month. This result does not take your credit score or outgoings into consideration, these factors may be considered as part of your application.

All applications are subject to passing references. Additional savings, having a guarantor, or making upfront payments may increase how much you can afford. Speak to our friendly team for more info.

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Based on the information provided and your guarantor's income, you can afford a maximum rent of [(guarantor income) x 0.36/12] per calendar month. This result does not take your credit score or outgoings into consideration, these factors may be considered as part of your application.

All applications are subject to passing references. Additional savings, having a guarantor, or making upfront payments may increase how much you can afford. Speak to our friendly team for more info.

Get in touch

Based on your total household income you can afford a maximum rent of [(household income+benefits) x 0.3/12] per calendar month. With your guarantor, you can afford a maximum rent of [(household income+benefits) x 0.36/12] per calendar month. This result does not take your credit score or outgoings into consideration, these factors may be considered as part of your application.

All applications are subject to passing references. Additional savings, having a guarantor, or making upfront payments may increase how much you can afford. Speak to our friendly team for more info.

Get in touch

Based on the information supplied you may require a guarantor. Please recalculate with a guarantor included, or call our friendly team to discuss your options and affordability.

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More information around your credit history is required, please give our friendly team a call to help you with your affordability and to discuss your options.

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