I have bad credit, can I still apply for a property?
There are options we can explore, such as paying a portion of the rent upfront (e.g., 12 months) or arranging for a guarantor. If a guarantor is needed, they will also need to meet our referencing criteria.
If you’re concerned about your credit history, don’t hesitate to reach out. We’ll be happy to discuss the best options available to you.
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Based on your total household income you may be able to afford a maximum rent of [(household income+benefits) x 0.3/12] per calendar month. This result does not take your credit score or outgoings into consideration, these factors may be considered as part of your application.
All applications are subject to passing references. Additional savings, having a guarantor, or making upfront payments may increase how much you can afford. Speak to our friendly team for more info.
Based on the information provided and your guarantor's income, you can afford a maximum rent of [(guarantor income) x 0.36/12] per calendar month. This result does not take your credit score or outgoings into consideration, these factors may be considered as part of your application.
All applications are subject to passing references. Additional savings, having a guarantor, or making upfront payments may increase how much you can afford. Speak to our friendly team for more info.
Based on your total household income you can afford a maximum rent of [(household income+benefits) x 0.3/12] per calendar month. With your guarantor, you can afford a maximum rent of [(household income+benefits) x 0.36/12] per calendar month. This result does not take your credit score or outgoings into consideration, these factors may be considered as part of your application.
All applications are subject to passing references. Additional savings, having a guarantor, or making upfront payments may increase how much you can afford. Speak to our friendly team for more info.
Based on the information supplied you may require a guarantor. Please recalculate with a guarantor included, or call our friendly team to discuss your options and affordability.
More information around your credit history is required, please give our friendly team a call to help you with your affordability and to discuss your options.
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